By: Jayden Mathew

If you’re just starting out, index funds are like ordering the whole menu instead of guessing the best dish. They’re safer, easier, and more consistent because they spread your money across hundreds of companies. Warren Buffet recommends it for most people, especially beginners who may not have a firm strategy at first. Meanwhile, individual stocks can make you money faster, but can also make you lose it faster. For me personally, I started off with index funds to get my feet in the water and slowly transitioned to just individual stocks once I found the ones who were consistently rising.